my parents belong to Costco, as they have the cheapest place to get prescriptions filled.  So I end up going with one of them a couple times a month.  We always graze on the free samples.  But we always make some sort of purchase for necessities and usually get a hotdog and a pop for $1.50.  without the free samples it...more

I lived at home until 25 only because I started a business at 23 and it helped to not have to pay rent while building up my business.   Then at 37 I moved back in.  My parents retired and needed help with me as a renter while they make their transition to their retirement home in another state.  So there has been a...more

now it is different, you can refuse flat out to give it to just anyone. Though, for tax purposes you have to when you open a bank account.

My old employer would put your SSN on the memo line of paychecks.  They would leave them in your mail slot at work.  After I left they decided to save money and do something green.  So they stopped using envelopes, so not only was your paycheck sitting in your box not in an envelope but anyone could grab it, read your ...more

sure I waste a couple bucks a week on the lotto, but then again I coupon like crazy and haven't bought many "essential" products in 3-4 years becasue of it.  In four years I haven't had to pay for toilet paper (also have 700 rolls "stockpiled") paper towels (over 100 rolls stockpiled) shampoo, conditioner, bar soap, li...more

should add, it has already saved them about $30 a month on soda, which makes a difference on their retired fixed income

I got a nice sodastream using a 20% off coupon from BedBath&Beyond and collected with a rebate from them that I printed off their website.  I only use coupons when purchasing the soda syrup and cartidges, routining saving 33% off the shelf price.  The kicker is I had some discover card rewards that I cashed in for BBB ...more

I have a cute bank that I put all my coins in.  I am not allowed to open and roll it until it is so full I can't stuff another coin in, it takes me a couple years and has equalled over $600. A friend of the family has one of those old glass water cooler bottles full of quarters, it is so stuffed you can get coins out...more

The sequester will cut into future spending, not current spending.     If Obamas says it, it's a lie.