exceo sounds like he's on the same level as you, V_L

trouble is, if we kicked all of those Wall Street suits onto the streets they'd just find new places to plunder

Too many things cost too much to deal in cash only.  And you become a target once thieves realize that you're always sporting a bankroll.  Do you also get your job salary in cash?  Most companies insist upon electronic direct deposits.

but it looks too much like algebra to be 2nd grade

URA if you saw all of that illegal stuff happening while the cops were giving you a ticket, did you then point it out to them and file a complaint?  If not, you're part of the problem.

so you make them take an extra step - they remark your e-mails as "read"

2-line tax form: 1. How much did your make?  ________ 2. Send it in.

so you'd rather spend your money paying off foreign officials?

Just please don't turn around and go back deeply into debt.  One good party to celibrate, but not a party every day.  You'll always have some debt, but if you can keep ahead of it and also put away some savings / emergency fund you will do just fine.     The next goal should be socking away enough to live on for a...more