It's idiots like you that make my line of work difficult.  I do income taxes for a living and every year now I find more and more errors on people's taxes from the year before.  Last year I looked over 25 tax returns from the year before and found that 20 of them were done incorrectly.  Only the people who had the basi...more

The way you pay a credit card is charge everything you buy and pay it off monthly.  Never leave money in your checking account for your daily things you buy.  This can work.  When my wife moved here 2 years ago.  She had $4000 on her credit card and didn't understand how to pay a bill.  She was never late but always pa...more