Depending on the inquiry, a hard one can knock up to 30 points off your FICO score.

Yes, different industries all use different models - BUT THEY ALL USE FICO FOR THEM! Telling people to consider their Fake-o scores borders on criminal deception, and simply rewards the already corrupt credit reporting agencies for their lies and deceptions.

The author is a moron, creating false "reasons" for not doing something he simply doesn't want to do. No one is forcing you to buy things you neither want nor need just because there's a coupon - but selective use of coupons on things you would buy anyway can save you a lot. My wife feels she hasn't done a good job if ...more

proud rocker, I would never consider a draft dodger a "real American" who should be a hero to the troops.

Mark (hesback), your statement about Obama's budgets is flat false. The Obama administration has submitted a budget every year, although they've missed the hopelessly obsolete artificial deadline created by 1921 legislation - the same legislation that states a budget must be passed by Congress by April 15... want to gu...more

Lakeman, I guess you missed the reserve office who lost his commission a few years back for his comments about Bush, huh? Military rules on this stuff are very clear; the presidents do not have to do a thing, because commanders at even lower levels understand the need for good order and discipline.

Mark, can you cite a single concert the Dixie Chicks gave on a military installation after that comment? I don't recall any - and cannot find a single reference to one.

Obama had nothing to do with this - there are very strict rules about official military participation in anything even remotely political, and it's very clear that if you had Nugent at an official event, he's likely to say something political that would violate those regulations. Same rules would apply to some pro-Obam...more

@wayoutwest42   Wrong on the first count, probably a sucker on the second. Good FICO scores demonstrate a high level of confidence by lenders that you can handle debt responsibly - the biggest single factor is the ratio of your credit usage to your credit availability. If you are constantly in debt up to or near yo...more