It is a crock! I check my credit score about once a year. Every time they tell me to  improve above the 725-730 range it normally  is, I need to take on more debt!  Sounds crazy, but they keep telling me my lack of debt is hurting my credit score!  Now how messed up is that!

What a crock! No one wanted this crap - even the democrat from Nebraska tried to make a deal to have his state exempt from it.   It's typical democrat politics - shove something down the throats of the American people then set it up for immediate failure by not/underfunding it and expect everyone to accept it like...more

I know the owners of several small businesses who say that they will either have fire employees to get under the magic number of employees set by Obamacare or reduce most of the staff to part time status to avoid having to pay for coverage.   They say Obamacare is forcing them do this. It is either reduce the numb...more

I have medical collection accounts. I paid my deductables & co-pays. The insurance had to "pre-approve" the treatments etc. but they refuse to pay their portion of the bill so now they are trying to collect from me. I keep telling the doctors/hospital to resubmit the claim - their response was "we only submit it once, ...more

I love Arby's - especially the Beef-n-Cheddar!  As for Blockbuster I am surprised they are still alive. I have no use for a Palm. All the Kmarts in my area have been gone for years but Sears - only things I've bought from Sears in the last 20 yrs are Craftsman tools and Die-Hard batteries. Borders I do like; good selec...more

Walmart is like any other retail store - they will not let you work 40 hours a week or more because you are the considered "full time" and they are required to provide you with health care benefits etc. I worked my way through high school and later college at Kmart and they were the same way. Even the "full time" peopl...more

Walmart has its advantages and disadvantages.    On the good side it usually means that there is competition and prices usually drop - sort of like when Southwest Airlines moves into a market - prior to them being there the consumer is saddled with extremely high prices and usually poor service and once Southwest en...more

Last time I checked my credit score it was 688.  I didn't have a balance on any credit cards, was not nor had I been late with any payments, no collection accounts etc.  Their advice to improve my credit score? - go into debt!  They said the major thing that was hurting my credit was that I had no "installment loans!" ...more

I had a WAMU credit card - until Chase took them over.  I was never late with a payment, never missed a payment - I didn't even have a balance on the account.  I received a letter from them saying they had closed my account because I did have a balance on my other credit card (Citibank) and I had too much "potential cr...more