so stupid....I am underwater on my mortgage but are current with the payments. We couldnt refi if my life depended on it now....We are fixed 5%  and that is fine with me.... I went to my bank not long ago to open another account and the lady at the desk was grilling me about my mortgage..asking what rate i had and on...more

boy i wish i could go back 10 years and make some smarter choices.  Did you know that the main reason for bankruptcy is medical bills?  people need to stop saying" get off your lazy butt and get a job"..to the people that are looking for work..my husband and i are both employeed well and have a hard time making it some...more

my husband and I considered bankruptcy once as a last resort because of our credit card debt. we didnt buy toys. my husband took a paycut to keep his job (but has a new position now and got it back) so i had to buy groceries and such so guess how i paid for it. i have a good job but with daycare etc. it adds up but m...more

i think a depression is coming. The poeple with no jobs can only hold on to a home or car for so long. I looked at my towns foreclosure listings the other day and could not believe the amount of them. Nearly half stated bankruptcy. How come last year we had record breaking sales on black friday? makes no sense to me. i...more

these people were spending money at Crate and Barrel and other places that most americans could care less about (me too) so I am sure if i was buying stuff from there and cutting it out it would add up. These articles about how to cut spending and save are the same crap over and over. It is common sense people. In re...more

I didn't see the ad but is it any worse than the Kia ad with Motley Crue? I am sure that it is more explicit but come on. I love that commercial and i am 33 year old woman!  sex sells and everyone needs to keep being so uptight over everything.