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SS tax might have gone down, but my health insurance contribution went up more than the discount. No savings for me. I would love to out an additional 2.5% in my 401K, but then it would be difficult to pay the bills. Have a mortgage and tried to refinance, but I lost so much value that I would have to pay PMI and they ...more
I was orginally planning on trading in my car, but at the last minute I was able to sell it for $1500 more to a friend. That was still a good deal for my friend. When I told the salesman that I was not going to trade in my car they were not very happy. They made a big deal over having to do the paperwork over. I was pa...more
Feduptohellandback - Since when do you need to be rich to have a credit score of 740 or higher? It has nothing to do with how much money you have. It has all to do with living within your means and managing the money you have. I am far from rich and my credit score is about 765.
People need to educate themselves. If I listened to the mortgage company I would have bought a house I could not afford. At the time I was making $58,000 dollars a year and they had the nerve to tell me that I qualifed for $375,000. The cost of living in NJ is very high and the taxes alone in my area on a house worth t...more
10/21/2009
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