Credit cards should be used sparingly. Use card to what you can pay off in full each month to avoid interest, but you should not use more than 50%of your credit line if you want your credit card to be in good standing on your credit report. Having 2 cards should be your minimum of cards you should have this way you can...more

Look there is loop holes in how to get credit reports and score. If you go to your banks website they may have an id theft service that you can try out for  30 day trial. billing will occur on the 30 day so make sure you cancel before the deadline. Please be considerate to the agent you speak with on the phone when you...more

Look there is loop holes in how to get credit reports and score. If you go to your banks website they may have an id theft service that you can try out for  30 day trial. billing will occur on the 30 day so make sure you cancel before the deadline. Please be considerate to the agent you speak with on the phone when you...more

Look there is loop holes in how to get credit reports and score. If you go to your banks website they may have an id theft service that you can try out for  30 day trial. billing will occur on the 30 day so make sure you cancel before the deadline. Please be considerate to the agent you speak with on the phone when you...more

Look there is loop holes in how to get credit reports and score. If you go to your banks website they may have an id theft service that you can try out for  30 day trial. billing will occur on the 30 day so make sure you cancel before the deadline. Please be considerate to the agent you speak with on the phone when you...more

Look there is loop holes in how to get credit reports and score. If you go to your banks website they may have an id theft service that you can try out for  30 day trial. billing will occur on the 30 day so make sure you cancel before the deadline. Please be considerate to the agent you speak with on the phone when you...more

you are really naive. I feel sorry for you when it finally happens to you. you wish you should have been looking at your credit report. A little mistake on your credit report could be costing you thousands and you don't even know it.

The credit Bureaus DO NOT DO SCORES they only collect data and try to sell it to creditors. Your creditor that you are going to will make the decision on which scoring company they will use to score your credit report and also your other data they collected from you. A SCORE DOES NOT GET you approved for credit you cre...more

Be honest what is the total amount of inquiries you had on your credit reports combined. I bet you shopped around for your mortgage all 3 times and then had checks for utilities and cable, and i bet you went shopping and bought stuff for your house or did home improvements. I bet you had about 18 inquiries