Amen !!

I like your #3 and #5 !! But why kill yourself doing all those other things ? Take what U can as soon as U can. I see a lot of people who haven't saved a bit and they are doing just fine. It's called "credit". Keep your credit rating good and use it 'til U die. Where are they gonna get that money from once your go...more

I agree with  most posts here who say to take your SS as early as U can get it. We have no guarantees that we will live to 95 or whatever age they're predicting now. Just be prepared to live a little closer to the belt when U retire, unless U have saved a great deal for many years. If U don't...the Gov't will just k...more

It's so plain as day. Why can't they see & admit that they are the problem to our deficits ? Like U say...Let Congress take some cuts. Bring them down to live like we do. Why should they get a lifetime of freebies. What do they do to deserve this ? Right now.....they are destroying our country and getting rewarded for...more

I've had both a 401k and an investment acct. I found the 401k with a 50% company match had made me more money in the long run than I see the investment acct. doing. Too many hands in the pot. Taking out too many fees. Especially hidden ones. I ran my own 401k acct., but opted to pay them at the investment acct. to do...more

Maybe if Congress had allowed the president to do what he needed to do, things would have gotten done ? All presidents rely on their cabinet to do their work for them. Present company included. I still think some things have improved. Not as much as I would have liked, but better than taking us backwards. Please sta...more

Yep...Quicken Loans are definitely liars & rip off artists. Totally agree with U. They make it all sound simple and get U hooked. Then they sneak all kinds of extra costs under your nose. Beware of the time frame they give U to back out too. Keep all your records copied for yourself. Do not accept any numbers given to...more

Sounds to me like your pushing the blame on too many people & for the wrong things. I was refused a refi from my own mortgage company because my income had gone down since I first took my mortgage with them. However, even tho it had gone down, I have still paid every full payment I owe and on time & I have every inten...more

I totally agree with U. Isn't fair that I got hit with such a big loss on my equity that like U say was caused by no one but the banks. If they don't wanna help us out by giving us a decent refi, then at least cut down the principal owed to a reasonable amount between what I paid for the mortgage & what is owed on it n...more