Not only are they not getting personal financial training, they are not getting enough education about government!  Jay Leno has interviewed college students around campuses, and it is appaling about their lack of knowledge about Congress, etc.  They know more about celebrities and sports figures than things that affec...more

It amazes me that despite low approval ratings and people voiceing the opinion that all members of Congress should be voted out, the voters continue to vote in most of the incumbents for additional terms.  It is not logical!  Maybe the voters are too lazy to select anyone else, or they are not paying attention to who a...more

Despite the print symbol on this page, page 1 will only print out the heading!  Also points 14 through 19 did not print!  Can this be corrected?  The article looked like a very good list of factors to consider.

It is my understanding that people who have contributed lower amounts to SS receive proportionately more benefits than those who have contributed more (income redistibution).  The writer seems to think that we should extend the redistribution even further!  All a person has to do is look at the number of people paying ...more

A good portion of the problem with seniors' income is the unusually low rates of interest. Many seniors put most of their savings in CD's, treasury securities,  or money market funds because they don't want the risk of stocks.  With the current low rates on these investments, senior consumers have lost a significant am...more

Sure people are lending the U.S. Government at "negative" rates.  Could it be that the rates on CD's and money markets (not usually guaranteed), etc are also negative?  Also many other countries are even riskier than ours! I doubt that the low interest rates overall are doing much except helping our government keep i...more

Blame the oil companies all you want, the fact is that 80-90% of the worlds petroleum comes from countries that mostly have governments hostile to the U. S.  The OPEC members keep the price of oil as high as they can get away with.  Why don't we get oil from Canada?  It is a lot friendlier country, and the oil doesn't ...more

Cutting the payroll tax on Social Security is typical of our governments short sighted policies.  Go for the now and not worry about the future.  Payroll taxes on SS was about even with benefit payments in 2011.  The trust fund needs all of the tax revenue for future retirees!  As it is the treasury dept. will have to ...more