Chill dawg, no one is tough over the internet.  I'm sorry but you need to re-read Jax's post and understand the point of prison and punishments.  Have you forgiven anyone lately or have asked for forgiveness?  Have you done any community service?  Have you done any good without asking for a single dime?  What make you ...more

Get insurance.  $400 a month? For older people.  My insurance as a 22 yr old with no history was $100/month.  I made that back by not having to pay for MRI scans and doctor's appts for a injured knee and shoulder.  I had a high deductible (5k, but thats better the $5-6 figure numbers medical costs could run up).  If yo...more

Dumb....dumb....dumb ​ .  Wear the kilt anyway!!!!!!!!! What would Wallace do!?

Of course it is taxable income.  It was originally withdrawn from your employer when you were working, instead of going straight into your pay.  Every single american got caugth with thier pants down after going on credit and spending sprees.  A good portion got screwed, but we are all part of the problem.  Live belowe...more

Everything is circumstantial.  A single man or woman by themselves, can easily live a good life off a 40k salary.  It is their choice what they wish to do with that money.  They can acrue debt by buying a house, a new car, taking out additional loans,  having unplanned children, buying stuff they don't need.  They can ...more