No, I do NOT do grocery delivery.    Generally, I ONLY shop the perimeter (produce, meat, dairy, bakery) of any store.  there is NO WAY I am going to let some GED wannabe choose my produce or meat and since those are the biggest part of my spending, thank you but I will do it myself.   Also, I shop more than 1 sto...more

i was laid off from my company so NO wage income since mid 2010.  i get soc and a VERY small pension(w/NO COLA)  for a total income UNDER 30k/year right now..   House is paid for Car is paid for Kids grown & gone NO credit card debt but do use them as PLANNED   I am making it, reasonably comfortably.  Could I us...more

I am a single and I pretty much already do this, REGULARLY.  My weekly budget is $25.  It covers ALL my food, cat food & litter, paper goods, cleaning supplies and HBA PLUS 5L of wine.  I eat salad every day, veggies with lunch & dinner and a serving of fruit/day.  My standard menu is: Breakfast: Yogurt + fruit 2x ...more

Beware, too, of a steady diet of bad words. Get in the habit of popping off too regularly and something may accidentally slip out in front of, say, your mom.   Or your grandkids causing thier parents (your kids) to limit your time w/them.

20+ years ago my co-workers & friends thought I was NUTS!!!  Why you ask?   When each of my daughters started to drive we made them an authorized user on a credit card we seldom (& did not thereafer) use.  They were allowed to charge certain expenses we agreed to cover (school books, $x for clowthing.....).  ANYTHING...more

IMHO, I think this is going to backfire BIG TIME.  The new CEO IS going to lose her best people.  They can easily get comparable/better jobs elsewhere.    Some employees will NOT want to undertake a HUGE commute or live too far away to be a commuter.  Some employees will have spouses employed near where they live an...more

Here in metro Chicago many (most?) banks have FREE coin counting machines so I don't even have to roll my coins  or use the machines at the grocery stores.

I do this ALL the time.  Did it when I worked FT = lunches.  Do it now that I am retired = less days I MUST cook.  All in all = less food waste, less gas/electric used, less water used (clean up) and saves a BUNCH of my time.  Definate INTENDED consequence.   I ALWAYS, ALWAYS check the produce, meat, grocery & gene...more

My longest CD is 5 yr w/a VERY low early withdrawal penalty.  I am nearly 2 years in & have had NO reason to exercise the ‘escape’ clause.   I have also begun keeping a LOT more money in a money market account.  The rate is 5-10 basis points below what 1-2 year CCDs are offering.   I do NOT & never have participa...more