a little tip from a loan officer in a community bank......don't borrow 100% of the purchase price or appraised value.  there are still idiot lenders out there doing this.  my bank didn't have a single foreclosure due to the mortgage crisis.  we didn't get into the risky lending practices of the national banks and the g...more

jetski-lover........ ​ .....i know what a credit union is!  explain this to me.  how does anyone benefit from a credit union when a community bank can offer the exact same product?  do you see any direct return on your money that you wouldn't see at a community bank?    because credit unions are non profit they a...more

i found it funny that the woman in the video say it is ridiculous that a bank would charge people to use a debit card linked to their own money.  haven't we been paying for checks for god knows how many years?  i don't agree with the b of a fee but that is paying to use an alternative form of payment rather than cash. ...more

i am a loan officer in a small community bank....no bail money for us....we pay taxes unlike credit unions....no bad home loans or houses to forclose on.  only good solid equity based loans.  on that note we do a small amount of unsecured lending to qualified borrowers/good customers...if someone came in requesting cre...more