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Our leaders also passed laws and pressured lenders into lowering their standards to the point that the only requirement was you had to be breathing to get a loan!!! And then they were "surprised" when the unqualified couldn't make the payments on the house that they should NOT have received a loan for in the first pla...more
The facts say that the regulators are right in making the restrictions so tight. I bought 6 houses in my lifetime. Every one of them except the one I bought in 2003 and retired to required a 20 percent downpayment and limited me to financing only 2.5 times my gross income.
Buy a house that you can afford which means payments no more than 25% of your gross income (NOT yours AND your partner/spouse), use only the ONE income to qualify not both partners incomes, and pay 20% down. Just a little free advice. Or you can take Barney Frank's advice and buy twice what you could ever reasonably ...more
I disagree, too. I will bet the $200 a year I pay for collision/comp on my 1995 car against the $4500 replacement cost any day. So far I've spent $400 against $4500. My deductable is just $200 because the crooks at my insurance company realize I haven't had a claim since 1986 or a moving violation since 1975.
If we had "Obamacare" the "end-of-life care" that he received would NEVER have even been done.... too experimental, the chance of success is too low, need to hold costs down, this type of cancer is terminal in the majority of cases........ He would have been dead by now and the Government would have saved $600,000 to ...more
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