I've checked out this income based repayment for my own $80k debt and it was not worth it.  For one thing, my monthly payments would not be enough to cover just interest, so my principle would stay the same and the leftover interest would be added to it.  Also, after 25 years, I would have to pay taxes on whatever the ...more

I'm one of those kids that played club soccer since I was 9, going to practices twice a week and tournaments every weekend.  Also, I lived in a single parent household and money was always an issue.  Fortunately, the club offered scholarships and we made travel work by carpooling.  The benefits of playing a competetive...more