The IRS needs to stop treating a tax refund as "income" which requires us to report the following tax season as income!  Refunds are not income, it's simply money that was overpaid to the government which in reality is AFTER TAX income (DOUBLE TAXATION, HIGHLY IMMORAL AND HIGHLY UNETHICAL)!!  Plus while the government ...more

$537.00/month groceries for family of four?  They're way off base, my wife & I are in our 50's living by ourselves and buy frugally and are lucky to be under $400/month for groceries, household supplies, toiletries..  Another good tip is to check your receipts before leaving the store for errors, despite our technology...more

This article obviously applies only to the upper class, a middle class family with 2 kids living within their means with combined household income of 75K-100K yr can't afford to set aside an extra few hundred dollars each month for anything really now days!  With the cost of living going up and living wages stagnant it...more

Politicians and/or the media have no moral or legal right to label social security as an "entitlement"!!  SS is something we pay into and "earn" per a contract!!  The definition of the word entitlement has been modified over the past few years by politicians and media, I'm middle aged and earlier in my life if you ...more

The funniest part is very first sentence where the writer presumes the great recession is over, nice idea for thinking positive but not over yet buddy!

Notice the last sentence above about the card issuer deciding to close the account on you even though you might have a zero balance?  How could this legally be if closing your account could have a negative affect on your credit score????  How can it be that the actions of a financial institution (not yours) could negat...more

The author's target audience for this article is obviously intended for six figured + combined household incomes with the primary focus on making life even more convenient with no regard to how it effects the budgets of middle class folks.  My wife & I do OK yet I view this article as highly absurd!  The average 30...more

To Simplify: In general the housing market will continue to drop until a good chunk of the middle class can afford a mortgage that does not exceed 25% of their monthly household take home pay and I don't foresee middle class compensation increasing anytime soon or possibly ever AND with oil causing all other living ex...more