The author of this article keeps insisting that the consumer/patient/tax ​ payer is trying to squeeze every last dime of tax savings out of this measure.  That is simply not the case.  WE pay into this account that holds OUR money hostage because we are told that it would be better.  Then we have to jump through lots ...more

I am shocked at all the people assuming that the mother is defensive since she must have had her child too young and is upset about that.  I started having children after college and marriage and I get comments all the time.  I look young for my age and a lot younger than my life experiences.  I get comments all the ti...more

Walking away from a mortgage because the home is not worth as much as the mortgage is ridiculous.  Many people buy new cars "underwater" because they find it valuable to drive something new even if they owe more that it can be resold for.  You bought your house, you agreed to the "value" of the house and to the payment...more

Walmart does sell inferior brands.  One poster mentions lots of big name brands that are average or high quality and yes those companies do business with Walmart.  However, they make Walmart endorsed products.  Target does it too and brags about it  "Mizrahi for Target".  These discounters tell the companies that they ...more

Dave Ramsey declared business bankruptcy and had to repay every dime.  Part of what he teaches is how he learned to budget and do without credit so that he could pay off his debts and not need to use debt again.  He also advocates for using creditors who look at the whole picture (job, income, etc) for a mortgage.