Great point about the store credit cards.  They may give you a discount for signing up, but the cards often come with higher interest rates than major credit cards.  Plus, you should never take on debt that you can't afford to repay in a timely manner (and paying minimums on credit cards is NOT a timely manner).  Your ...more

Great advice.  I try to avoid any ATMs not owned by my bank.  Not only am I less-likely to be scammed, I don't pay ATM fees.  When you use an ATM not owned by your bank, not only will you have to pay that ATM's fee, but your bank will often charge you a fee on top of that for using someone else's ATM.  Those fees can a...more