Bob, you're not far off from what I think the writer is trying to say.  I believe the underlying point here is that diversification spreads the risk and CAN provide for enhanced return over the long haul.  The underlying assumption is that the investor is young, with many years to go in the job market.  As we approach ...more

A postal error (if indeed it was) and an offer to make good are not "treating your customers like crap."   However, a seller must accept the feedback as it is the customer's right to opine on her experience of the transaction - whether through fault of the company or not.  I can't tell you how many customer reviews I'v...more

Grown, I think we're on the same page.  My point, which I clearly fell short of making, is that the foolishness lies less with the tenure of the loan (up to a point of course), and more with the discipline of the individual.  Yes, people often want more than they can afford.  But some self control and some self re-trai...more

If you're smart about your finances, there's nothing wrong with taking a 48-month loan.  I have 2 cars, one that has 2 years left on a 48-month loan, and the other with no loan.  That one car loan is the only debt I have and I could have bought the car with cash if I'd wanted to.  A simple and reasonable cash flow anal...more

Yeah Drain, I have to agree with Triple Rach.  My wife is yet more frugal than I, and I am no spendthrift by any means.  We are both finance professionals and we are well ahead of the game in only mid-life.  However, she'll take the extra step to wait for and find fantastic deals on just about everything and will seldo...more

Actually, it is a good day to SELL stock.

I think you got it backward....Mr. Ed was the horse and Wilbur, his owner.

Yes, I've dreamed of having my mortgage disappear....and it has, because I've paid it off.  That's what happens when lives within his means and refuses to bite off more than he can chew - no matter who (i.e. banks) tells him otherwise.

It was the 70's.