Lol, wait until you are 70. Yeah, bigger benefit and added COLA,. BUT have to wait another 14 years NOT including any interest if you took the money up front and invested. Why do you think lottery winners mostly refuse the annuity and take the money up front? I say take it and enjoy it while you can. The extra money wi...more

who writes this drivel? I quit the east coast rat race, sold my house, my business and retired to Vegas 8 years ago at 55. I agree with Salty, you only have one life, so live it to the fullest.

Another displanted Jerseyan here. Born/lived there until I decided to retire. Then off to sunny Vegas...Cal too expensive, Fla too humid and hurricane-prone. Oregon too wet. Minnesota....sorry I got rid of my boots, gloves, and shovel.  My SS stretches at least 40% further here. And lots to do whether an active lifesty...more

I retired 2 years ago at 62. After 40 years driving a tractor-trailer auto carrier, helping 2 sons through college and fully funded Roth IRA. I sold mortgage-free home in NJ where it is too expensive to retire due to high cost of living/ taxes, and moved to Vegas. Got much more home than that in NJ and for 1/3rd the pr...more

Took $90k out of IRA and bought a 2-bdrm townhome. My expenses are $250/mo. including putting money away for repairs/vacancy and I am getting $950 rent. That is a 9.3% return. Plus I write off depreciation and expenses so I pay NO taxes on this and tho real estate appreciation is not what it used to be, it will still b...more

delay SS for 4 years and that is 48 months times about $1500. = $72,000 that I am lending the gov't with no interest. And if I wait 8 years til I am 70 it will be a $144,000 interest-free loan. Yeah, I am sure the gov't would LOVE that. And if I never live to 70, I or my spouse get NOTHING. At the added amount if I wai...more

Every year I delay signing for SS I will be letting the gov't hold about $18,000, so if I wait 4 years until full retirement, even at the rate of getting an extra 25% it will take me until I am in my early 80's to recoup the $72,000 that I deferred. And if I wait 8 years I will only reduce that be a few years to recoup...more

the creationism/evolutio ​ nism debate will be going on as long as the universe is wide. Faith, by definition, needs no proof. That is left for the physicists and doubting Thomases of the world.

I am about to turn 62 and filed for SS because I was not making the $1180/mo cutoff for the rest of the year and will make under the yearly total so that I get the full amount. I also calculated that I can comfortably pay the bills with 75% of what I would get at 66 as my wife is much younger and still working. When ...more