Anthony, because I paid it in, I am entitled to it, and I am willing to take a cut because I think this way: benefits are reduced, but if I stay in good health the longer I draw it.  The saddest thing to me is to start drawing at age 70.  NO.

Puddin 804, My wife and I both have a few hundred thousand in savings, and I haven't seen a doctor for anything in over ten years, don't even take an aspirin.  I have resolved(I'm currently on my wife's health insurance, she continues to work at age 65, and draws a pension with her decent salary) to forego health insur...more

I have no children to insist I receive individual care, just my wife and me.  We have pretty well concluded and ruled out nursing homes.  As long as one of us is breathing we will care for the other.  Excuse me but I would much rather die in my bed at home, alone even, undiscovered for months, than to exist in a stupor...more

It makes no difference to me.  I will apply in 3 years at age 62, receiving less payout(total less than $1,000  per month), but that is o.k. as I saved over the years as did my wife.  I refuse to work until I have one foot left in the grave, ESPECIALLY to prop up the liar in chief's class warfare struggle.  I don't kno...more

A trade-in and a cashier's check is the best way to go as you will own the car at that point.  Financing for nine years is just plain crazy for anything other than a house or parcel of land.

I feel no pangs of conscience about being able to possibly "milk the system" on Social Security at the earliest possible age, 62, to acquire it, etc. when presented with the excessive pension wealth presented in the above example.  "Get off our asses" indeed.  I don't think so, especially when thrift came in handy in p...more

My 2004 Hyundai Sonata has only 68,000 miles on the odometer, so I MIGHT(a big MIGHT) trade it in in say16 more years from now when I am age 75(if the world still exists).

I hear both of you and share your eloquence and similar circumstances.  No, you DO NOT need a million in the bank to retire if you have played the cards right and are not a spendthrift.

The cost for our wedding in 1981 was a little less than $1,000.  Church, banquet hall, flowers, cake, band, booze.  Anything at the over $5,000 is insane or just the rich wanting to expend extravagance by credit most of the time.