Exactly Gabriel.  That is what he is trying to get people to realize.  Instead of giving the government you money interest free take your money and use it to make money.  The government is using it to make more and so should we.

So many of us are commenting os tax refunds and the bottom line is everyone needs to do what they think is best for them.  The real issue in this country to me is insurance.  I have been paying mandatory car insurance for over 20 years and have only been in one accident and that was on a job by a truck driver and I was...more

Here is a quick example of what he is really trying to say. Let's say you pay 100 dollars a week in taxes when you should only be paying 25 dollars.  If you take the extra 75 and put in something, anything that will pay you interest, then at the end of the year you will have the amount you overpaid back plus however mu...more

There are only two reasons people don't save money. 1.  They don't make enough to save it. 2.  They don't have the will power or self control to not spend it. But if you don't have enough money to pay rent, but you are letting the government take too much money from you check so that you get a refund to buy a tv ...more

To solve this whole debate people should take his advice and test it.  Take a two month average of what you make with you current W-4, then change it.  See if the amount you bring home rises or falls based on what you were doing before then judge for yourself and then do what benefits you the most.  If you don't like t...more

The real problem is that we all live for now rather than later.  Yea, a 55 inch plasma tv looks really good watching movies in your free time, but wouldn't it be better to have money saved for retirement.  So even if you do get a large refund every year, how about using it to increase your savings for when you no longe...more

What i think he is trying to say is that so many Americans don't make alot of money as it is.  They complain about how much money the government takes from their checks every payday when they can barely afford to pay rent.  The fact of the matter is they have the ability to prevent the government from taking as much as...more