I did it to fund a new business in 2007 - 2009.  Bad timing but never spent a dime on my family.  But I do still have my family and that is what really matters.

Insanity is described as repeating the same behavior and expecting different results.  The Eurozone's iteration of agreement falls into this definition.  Monday the Dow will loose 200 points because the agreement is not enough to sustain any credibility.  My $0.02 (US$)

Somewhere in the attic hidden in a fire proof and water proof safe, hidden in the "stuff" that seems to gather up there anyway.

Many HOA are created by the developers to release them of liability as the subdivision grows.  These developers seem to use the same template that makes changing the covenants to any HOA rules very difficult if not impossible.  I have lived under our HOA rules for 25 years but have learned to stop asking for permission...more