I clicked on this title expecting to read all kinds of scary stuff about getting ruined by reverse mortgages.  And the advice about going to a credit union or saving up for a used car, please! Who wouldn't? The advisor has obviously never had to decide whether to pay the power bill, or eat, ha!

Vehicle history reports are not free, to the consumer or the car dealer. If it is important to the consumer, he/she can pay much less for it than it costs the dealer. The consumer can buy only one, or unlimited for a set number of days. The car dealer is usually required to sign a minimum 2 year contract that can cost ...more

There is plenty of money out there. How do we get it to start circulating again?

magouth, I agree. I worked in several dealer finance offices. Back then, the wholesale or discount rate the dealer got was always lower than the customer could get at the same bank, if he/she walked into a bank branch on his/her own. The super low wholesale/discount rate was given to the dealer so he could share a smal...more

Free credit reports, so what! I already know what's in them. Free FICO (not fake scores) but my real FICO scores, now that would be terrific!

'Some fees you should never pay because they are part of the cost of doing business' ... huh?! Where does any business recoup their overhead costs, if it doesn't come out of their profit?

Paying for it by cutting elsewhere....how long would that take? Where ever they cut, there will be a fight...while they are squabbling about that cut....what are the unemployed supposed to do? eat cake?

I wish all the articles I've been reading on this subject would stop reporting that auto dealers were exempted, without giving the specifics. Any business that loans out the money, then collects the payments on an auto loan, did not get exempted. The auto manufacturers credit arms, banks, credit unions, finance compani...more

The 4 cars I will not put on my used car lot are; any Cadillac, Taurus,  Mazda 626, Intrepid. You recommended 2 of them. With Cadillac I still have to pay the dealer to reset the computer after my mechanic has fixed the problem. I've always had expensive problems (usually transmissions) with Taurus & 626. The guy was d...more