I worked for Social Security. Even though your benefit is higher if you are full retirement age when you file, or if you wait until age 70 and have your benefit increased by delayed retirement credits, you should figure out "the break-even point" . Take into consideration the benefits you might have received while wait...more

Clever! I, too, am a little weary of political correctness. My house has 2 bedrooms which are the same size, and 1 that is smaller. I have only 1 bathroom. I'd be nice to have to worry about what to call a "master" bedroom or suite! Racism and sexism really means that one is asserting that one race or one sex is supe...more

History of cruise ships. A couple of decades ago, a man approached the Cunard cruise line, the oldest of all still maintaining a true ocean liner, and asked to buy one of their old ships to start his own cruise line. Cunard said no because he was an "upstart". Within 2 decades (probably less) he BOUGHT Cunard and owns ...more

I assume you mean lien.

I had a 1970 which I tired of-no problem with it-replaced with a 1975-drove for over 10 years and 100k miles-my father made me buy a new car-a 1986. After I stopped driving the 1975, my brother's kids drove it for a few years longer. The '86 had over 80k miles when I replaced it with a 1993-that had a few thousand mile...more

12 of the 19 richest people in Congress are Democrats, but I dare say, most of Congress have incomes exceeding the majority of the country. Money is  a hot topic; my boyfriend has $375,000 in assets and makes in the neighborhood of $90,000 a year (and he lived with his parents until they passed, so he didn't have anyth...more

I like Penney's clothing. Of course, I am older than the target shopper. I used to be able to walk into a Penney's store, look to my left and then to my right and see exactly where I wanted to go. Now I have to walk throughout the entire store, into little pocket areas of this brand and that brand to find my size. It i...more

This has come about because of the lie that the church and state should be kept separate; it completely overlooks freedom of speech. Freedom of speech-even religious speech-is protected everywhere. Jefferson mentioned "separation of church and state" in a letter; it is not part of the constitution. Singing a song about...more

I have visited countries where the Mayans lived. Some of the descendants (there are still people of Mayan descent) think that their ancestors were on to something; others just explain that they had more than 1 calendar, and 2012 is just the end of the "long count" and that there are other calendars that continue after ...more