Had a minor heart attack in Massachusetts - just had an angioplasty with 4 stents installed.  Stayed in the hospital 3 days - bill was $74,000.  I had a cardiologist that did all the work and a parade of others that provided zero value add. Doc:  How you feeling today? Me:  Great, when do I get outta here? Doc: O...more

Jeez Louise!!  What a useless waste of cyberspace!! Anyone with two brain cells gets this.

The cut to social security taxes was always intended to be temporary to help stimulate the economy.  To read some of the comments (or howls of protest) here one would think this was a permanent cut that was then rescinded.  And of course the inevitable placing of blame on Obama follows.  Personally I believe the cap on...more

I hope the author actually looks at these responses and follows up with some "real world" interviews.  What is obvious from the responses is a.) overworked and understaffed prevents time off b) fear of job loss prevents time off c) PTO (combo of vacation & sick time) prevents full utilization of vacation for fear of...more

I work for a major corporation and I receive 22 days of what is called paid time off which is a combination of vacation and sick time.  Even though we are "encouraged" to take our time reality kicks in and the bosses want this and that, oh, of course it is all due yesterday.  Planning to take a week?  Have to work 60 h...more

I only know of one way to double my money...fold it in half and put it in my pocket.

I think we all agree that having an emergency fund is critical.  What hasn't been discussed is when one spouse is a saver for the eventual rainy day and the other has the "can't take it with you" mindset.  It is a constant struggle to maintain a balance.

I would return the money.  You are nothing without personal integrity.  What's that old saying, "character is what you do when no one's looking"

I make about $150K annually and have a net worth of about $750K.  I worked my butt off like Zerozee to get where I am today.  Excellent post by the way.  I don't feel rich, I feel "vaguely comfortable" because I know it could all come crashing down tomorrow.  2008 was a huge wake-up call for me.  We live within our mea...more