how on earth do these seven things help the poor and lower middle class? That extra 2% hurts me I am barley making it and I work two jobs. The estate tax doesn't effect me and never will not one person in my family can get a head because of all the taxes being taken from their sad pay checks. The rich will always be ri...more

If your account is at a zero balance and you close it, it won't hurt your credit score as badly as leaving them open and not using them. When a company runs a person credit they look for three things, bad marks, credit approved and if its being used, and then they compare your credit approved to your income if you have...more

as to your question. On your credit report if it shows that you have a lot of credit but aren't using it, it can hurt your credit score. You need to cancel the cards your not using and use only one card. Companies will see that you have a lot of approaved credit, and that your not using it so they will start declining ...more