My Credit Union in Arizona is unique,  just for being a member they charge $3 a month starting Jan 1, 2013. We are "Working together in Troubled Times". I just wanted a no fee checking account with zero interest.  I guess we wont be able to work together anymore. Read Arizona Federal Credit Unions website.   azfcu.o...more

A Credit Union in AZ just started a $3  month charge just for being one of "us" as they put it. Can't even get around it with  a min. balance or using the debit card X X times a month.   They also have 4 and 5 yr CDS with a 720 day Early Wthdrwl. Penalty!  YES almost 2 years penalty, not the average 6 month penalty. ...more

Would we be in a depression if the fed didnt print money up? Did the Tarp and stimulus solve any of the major problems? Except keep the bankers out of prison and make them even richer. What do you think is about to happen? Plan accordingly. Dont even think about having money in the stock market.  Keeping your m...more

Zero interest rates, no job creation=Disaster. Obama said he created 3 million jobs, he can say anything, He my as well just say 100 million jobs because its all hot air.   Wait when unemployment hits 5%, you think thats good? Those people are now under-employed, and unemployed with no money to stimulate the econom...more

You would have to be nuts to buy stocks.  Paulsen got 800B in Tarp and never put a penny towards the derivative, CDS problem.  They didn't pay it all back, the top ones did but there was a smaller bank that owed a 860 BILLION! So nothing got payed back. Who would invest a penny in the market today!  High frequency tr...more

Dividend paying stocks is gambling not an investment. We all know most people cant handle 50-70% losses to principle and hopes it comes back. Any good investment WONT go down 50% ever. That's gambling.  Historically stocks go down that much and more, even dividend stocks. DVY. The risk reward is not even close to...more

Panic selling now?  European banks are panic selling,  Dow's going to 4000. Last 2 years was a gift.  Paulson using 800B of tax payer money to feed the market is actually hilarious because if you dont sell now at dow 11,000 it will be gone.  When you hit a 100K Guarantee it never goes down, let compounding interest c...more

If the 401k mutual funds cared about you they could short or hedge. They let it go down 50-60%.  Brutal.    Buy and hope/ Timing the market dont work for the long term.   Ask your advisor, Whats your exit strategy?  Just laugh at his answer.   Rebalancing, diversifying is another way of saying you wont lose as ...more

bank stocks near lows, paulson buys, banks sell into it. Reits next short down....big