Turn off your home phone/Landline if you have a cell. Buy only food that requires cooking. That means no snacks or microwavables. Pack a lunch for work. Car pool. Don't buy on credit, that means save up for what you want. I have a hundred of them. It allows me to sock away 25% of my income in retirement accounts and I ...more

That is not true, only the Military gets to retire at 20 years and they still have to work when they are done. they get 50% of just their base pay not their total pay after 20 years. So do your research before posting erroneous info.