good lord.  we have had a nice ride made some good profits. The fed says they will pull back ( think 5.5% mort rates and 4.5% inflation not the end of the world) when we reach 6.5 % unemployment,  so at 6.8% you want to raise cash.  Begin to look for bargains after a 10% pull back then buy around the bottom.  Also begi...more

I live in North County San Diego sometime in the next few months my house will surpass any prior valuation.      Why: secret bank created bubble the fed fixing the interest rates obamacare corporations making rentals   No Its supply and demand. With relatively high participation our unemployment rate is droppi...more

chicken little  said  .....................

the best  place for you to retire    is the best place for YOU 1. maybe its the weather 2 .maybe its the grandkids 3. maybe its your friends 4. maybe its the price of the home you want 5 maybe its the healthcare   Whatever the answer it probably isn't on one of these lists

lol   pura vida

I am not telling you where I live except to say it has the most classic cars per capita of any city in the US    Now their is a reason to move somewhere because you a car enthusiast

if you have to sweat every dime you should keep working or move to Costa Rica. Where the health care is good and you wont pay taxes.  Retirement is not about living someplace miserable until your health fails. Its not about politics although you would never know it by reading this blog. Its about the freedom to do wha...more

Yes the garden spot of America is     Waco   The retirement home next to the burning fertilizer factory is where you want to be:   1. Its cheap 2. always warm 3. and you and the other seniors can take bets on  how long the sh.t fire will last

For most small businesses  the avoidance of the penalty and the tax credit will make keeping your current insurance cheaper. ( as you can see by how many businesses are keeping ins. plans)    Unless one of the following is true:   1. You are doing so poorly the tax credit will not help you 2. Health care is a new ex...more