I have a number of problems with the article, and some of the statements from the comment galery (and now I'm one of them!).  First, I am under the assumption that losening these refinancing guidlines will a) add that home to the other stressed homes that fannie and freddie have, b) give that refinanced home's loan val...more

Consider this, inflation, is good for anyone who doesn't have posative equity and already dealing with long term loans.  Inflation is BAD for those with LOTS of CASH (that would be, the RICH). Deflation (which is espoused by a few people, hard to believe) is GOOD for the cash rich people.  Now, if you have no debts, I ...more

Wow, people actually suggesting inflation as a way OUT of this economic problems have a seriously flawed missunderstanding of how economics work.  Get this straight:  If deflation takes hold you will take home LESS DOLLARS, not more.  If you have debts, this will RUIN you.

HAH!  There IS a page 2!  The problem is, it's the same as page one!  (Look at the address bar once you've clicked on page 2)

Ok, here's a possible example of what people are allowed to do:   Buy 1 $100k home.  Home apreciates $42.8k in that market allowing them to finance an additional 30k to put down on another $100k home.  Soooo, who's to say that the rich aren't leveraging themselves?  (It's still better than what's happened here, but n...more

The link to this story, " Ex-employers want to keep 401k's" was a bit misleading.  There are severe ERISA & IRS provisions that ensure participants in a 401k can roll over their accounts out of their employer plans once their employment relationship ends.  That said, I have seen a significant bias in the financial comm...more

Bright Scope should also find a way to rate a participant's ability to withdraw money before reaching 59.5 years old and the ability to take loans from a plan.