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85 pizzas and only a $10 tip? That's crap. I would be ticked. My baseline tip is usually $2 for a large pizza delivered. If a driver is slick enough to bring me cheez & peppers, it gets bumped to $5. When I used to deliver for Domino's, I always kept cheez & peppers packets with me during my shift.
We went through Financial Peace University also and still have a credit card. I am a veteran and with my USAA Mastercard, I get really great discounts on stays at Marriott, discounts at various places, and rack up the points. The key is discipline to pay it off at the end of each cycle. I personally do not like to carr...more