Seriously bad advice.  Everybody WILL face unexpected expenses at some point in their lives.  It's a sure thing.  Job loss is only one possibility.  Too often it's a medical crisis for yourself or a family member.  Or maybe a tornado, hurricane or flood.  A major car repair bill or home repair expense.  A death in ...more

If they would offer a vegetarian option for an entree, that might be one step forward. And make sure the meat-based items are from higher quality, humanely raised beef and chicken. This generation doesn't want factory food.  They're aware of what it's doing to people and the planet.

And why would I want to feed something that bad to my dog either? It's not fine for any creature, human or otherwise.  99% of the meat in the U.S. comes from factory farms that are environmental disasters, risking human health around them.  Animals live tortured lives, are pumped full of drugs and hormones, and then...more

I've known several people that have filed for bankruptcy. The vast majority were avoidable. Yes, bad things happen to people.  And in extremely rare cases, something so overwhelming and beyond anyone's ability to prepare for means they have to file.  But mostly the "unexpected" that causes trouble is due to poor...more

Back in the mid-1990's, there was all this same uproar over welfare reform.  Dire predictions that "the poor" would never survive with less.  Turns out most of them really WERE able to work after all (the majority of long term recipients were transitioned to work).  All those dire predictions did not come to pass.  ...more

You do get reimbursed.  You get to stay alive.  Consider that a win.

The real benefit in owning a home is the low living expenses you can have once its paid off.  Also in the meantime, assuming a fixed rate mortgage, you have a monthly payment that doesn't increase with inflation. If you can buy a moderately priced house, stay and pay off the mortgage (or pay cash, or pay the mortgag...more

What a silly conclusion. Unless medicine and the workplace both evolve very radically, people are not going to be working at 84.  Those that are physically and mentally capable of holding a full time job in their 70's, let alone 80's, are few and far between.  And most companies are not interested in hiring workers ove...more

And yet, there's no mention of any major cost control efforts at universities. Any business would be looking under every rock for ways to control costs, not just window dressing like making some classes bigger. Look at the statement in the article about UMass Amherst.  Every first year student is required to ...more