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I also believe that the right of states to provide for an "alternate" retirement plan to state employees, thereby foregoing their need to pay the employer's 6.2 % of employees' wages to social security can account for shortfalls. Under "state's rights" contributions to certain classifications of generally the lowest pa...more
First, not all children live in neighborhoods with ready access to banks or credit unions. Drive through the poorer ares in your hometown...I doubt you see many banks, community or otherwise. Those in lower income brackets and the poor ALWAYS pay more. For many, unfortunately, prepaid cards are all that are available. ...more
9/30/2011
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