Steve G is right, more money of any sort means it gets paid off faster, and that is what you want. I think another key thought is focusing on the amount of the debt and not the monthly payment. Lowering your payments should not be the focus, paying off the debt in full should be the focus......do whatever you c...more

I am paying mine off early combining methods. Re-financed to a ten year and am also paying extra. We've always paid some extra, but now are really trying to knock it out. I was adding $ 90.00 a month but have recently upped it to $ 290.00. There is an inheritance looming and if that happens then we'll probably just pay...more

And so the addict will buy something and then sell it for money, and repeat, until he figures out that he can just sell the card itself to someone..... And shame on anyone who gets a prepaid card of any kind, absolutely idiotic.....you take cash money buy a card  with fees and then use it as.........cash......huh......more

WOW, thanks for clearing that up for me.....I thought that gun toting rambling psychotic lunatics were exactly what is wrong in this country...

Actually laserdiscs were around for 20 years....they were a small niche market for real movie collectors.....I used to work at a small company that imported them from Japan... The one that died quickly was RCA's CED player - Capacitence Encoded Disc - they were like LP recorded in a sleeve......they came out in 1980...more

Isn't is strange that the decline of the American middle class mirrors exactly the decline of the American unions......just the opposite of what Fox news and 1 %ers tell us.... Stagnant and decreasing wages for the middle class is a major problem and it isn't getting any better......and please do not tell me that th...more

Let's add one more reason not to re-finance, because I have a 10 year mortgage already and am paying it off early as well. There is no reason to refi, even if the rates are lower because I dont' want a lower monthly bill..... I want NO monthly bill. Let's stop mortgaging and borrowing our way into the future. Stop c...more

I'll go to Wendy's if I'm forced to by circumstance, never go on purpose. Will NOT go to a McDonald's or Burger King - absolutely inedible. If you look around you can find perfectly good alternatives. I work in a major eastern city where the price of things is usually a lot higher than elsewhere. But, there are pla...more

So I go to my local store and pay for something with cash and the local store guy goes to another local store and spends the cash and so forth around my town and we all help each other out and it's like we're investing in our community. Now we charge with a credit card and some big bank on wall street gets 2 % of t...more