Sometimes, "doing nothing" is a good plan.   However, in this case, the Federal Reserve is really at the helm of the recovery for now.  Their "easy" money strategy, which seems to finally be taking effect, is giving many corporations some wiggle room to hire more workers, increase wages and redouble efforts in R&D. ...more

The notion of "paying into" Social Security is just not correct. SSA is a tax on active, current workers to fund what is a 'pay as you go' system. The only "paying into" of active workers into SSA that is of direct benefit to them, are the credits they earn from being employed, which will qualify them to receive a bene...more

The notion of "paying into" Social Security is just not correct. SSA is a tax on active, current workers to fund what is a 'pay as you go' system. The only "paying into" of active workers into SSA that is of direct benefit to them, are the credits they earn from being employed, which will qualify them to receive a bene...more

There's enough blame to go around for both democrat and republican parties AND don't forget "WE THE PEOPLE." After all, we are the government and many who knew better turned a blind, complicitous eye to activity they suspected or even knew was risky at best and even fraudulent at worst.  But our greed blinded us. Yes, ...more

"YOU NEED TO SAVE!" These are THE most important words in the article. I hope we can keep repeating this message until the savings rate of younger and older workers reaches at least 30% of their adjusted gross income. My mantra is: "Make as much money as you can--Spend less than you make--and Save more than you spend."...more

I know, I know...some will say legislation like Dodd-Frank (w/the Consumer Protection Act), Oxley-Sarbanes, et al, do little to reign in this egregious behavior by the financial services industry and with the stumbles of existing regulatory agencies (e.g., SEC, bank regulators and futures regulators, et al), we are all...more

Dear BroncoBronco: What indicators do you have to suggest that "interest rates will begin to revert to historic norms?" Obviously, interest rates have only one way to go--that is clear. But they will not rise sharply, a more likely scenario given our hard earned learning curve will probably mean managed interest rate i...more

Dear BroncoBronco, et al: What indicators does anyone have to suggest that "interest rates will begin to revert to historic norms?" Obviously, interest rates have only one way to go--that is clear. But they will not rise sharply, a more likely scenario given our hard earned learning curve will probably mean managed int...more

Potential Buyers BEWARE: Owning a home is more...MUCH MORE, than just the mortgage payment. There are insurance(s), in some states, homeowners is very expensive--e.g., Florida which requires hurricane insurance; there are property taxes--rising because local economies need the money; there are ongoing maintenance costs...more