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If you get a call asking where you've lived in the past and your social security number, refuse to answer any of the questions and tell them not to call back. If they can't get a former address from you they can't prove you are the person that owes the debt...I don't even tell them what cities I've lived in. You don'...more
Everyone makes mistakes. It's part of being human and the reason we no longer have debtors prison. Stop being so judgmental. If the government weren't involved in guaranteeing student loans, tuition would go down because demand would go down. Colleges raise tuition prices every year at much more than the rate of in...more
Yet corporations use bankruptcy all the time to "restructure." If the government weren't involved in thei first place they wouldn't be on the hook for the loans and the cost of tuition would go down. Also, part of being human is making mistakes. Just because you figured out the college situation doesn't mean you don...more