Billy Ma....you WILL be able to retire with dignity!  Good for you.

Um...didn't Obama more than triple our country's debt?  Five ways to be a ****...vote Obama

DAVERAMSEY.com!!!  Dave uses the no BS approach to managing money.  Borrowing money for the things you want is not the way to become wealthy.  Being able to keep your paycheck in the bank is!    When you borrow money you are a slave to the lender!  I like having the money in the bank knowing that I COULD buy it if I wa...more

I agree, Dave Ramsey uses common sense.  Get out of debt, so you can hang on to the income you make, which enables you to make more money. (investing)  You have to live unlike your neighbors, saving for what you want instead of buying it on credit.  That is hard to do.  All I know is that it feels great to walk by some...more

Good FICO scores simply means you are really good at being in debt!  How about pay cash for everything you want?...yes, that means save first....then it won't matter what the almighty FICO has to say.  I walked into a car dealership, picked out a newer, nice truck and when the salesman asked how my credit score was...I...more