Besides health insurance don't forget the home property tax with add-ons;  water  bill,$350 Sewer bill $500,  Garbage bill $600 and perhaps some  mandatory assessments the  town  required sewer connection fee of $18,000 payable over 20 years.

I'm not thrilled about paying tax on my unemployment benefits;  I pay, because there is the cost for living in USA (it's not for free). I don't see why anyone else should have to pay my tax bill.  %10  tax is with-held to avoid IRS penalty for not paying quarterly estimated tax.