Ok, but then your article is subject to your own experiences only, and shouldn't the article be titled, "Renter's insurance is a Bargain" or "Can be a Bargain".  I, the reader, am given no explanation as to why I faithfully pay my premiums, except that you know a friend who had a fire, but didn't have insurance.  You d...more

Why do journalist write so many articles under the assumption that they are somehow wiser and more cognizant of life's perils than the average reader?  This article explains how dangerous life can be, and why, therefore, it's a good idea to have renter's insurance, rather than an intellectual or statistical justificati...more