@Tracie, I know how you feel. I was in that situation myself, minus the home. But It just seemed like all the sudden I went from stable life to cluster crapper in no time. I had savings, credit cards paid off, but it was just very difficult to find a job in this recession. Finally, I do have a job and I am working towa...more

The credit reporting agencies are no help to regular people. I was in a tight spot and made a couple of late payments, that doesn't mean that I am worthless, but that is how they rated me, and treated me when I was trying to do what this article suggests. Instead of helping my credit score I hurt it by trying to deal w...more

While this article was well written and provided some great info, they didn't give all the info that an informed consumer needs. I am currently working with Trinity Enterprises about my credit. I didn't know what I was doing, or how to go about fixing and improving my credit. The people at Trinity Enterprises is local ...more