I have three children ages 24, 22 and 12, My husband and I will be debt free this year with the exception of my car (this will be paid in full in 2014!) and our mortgage. We have a home that we live in that will be paid off in 2023 and a retirement home that will be paid off before we ever move into it.  Planning for r...more

Money is the reason for most divorces! Be honest and upfront and don't hide what you are doing from your spouse! A marriage that is financially stable, and open with each other will have a solid foundation to build on!

@Someone  WOW the ignorance abounds here in the great U.S.A.  Getting yourself in debt is now Patriotic?  Paying interest, and being a slave to the lenders is your idea of patriotism?  I am dumbfounded.. LOL  God Bless you (You need it)

@ Sewster   You might want to check that, He uses his Debit Cards (which he has two of, one for personal use and one for Business)  for Travel not CREDIT cards. He has not used a credit card nor taken a loan of any type. If you check his financial peace university class, you will find that he states he used Debit speci...more

Try to tell Dave Ramsey that you can't live without Credit, he is a self made millionaire and has not used credit of any kind in several decades.

@KD468 That is not true, your bank card (Debit Card) is protected from fraudulent charges when your debit card is used as a bank card.  You might want to check with your banking institution to get the information.